Terms and Conditions – KGPAY.CO.IN
Effective Date: 01/04/2025
Company: Bankine Solutions OPC Private Limited
Website: https://kgpay.co.in

1. Acceptance of Terms
By accessing or using KGPAY.CO.IN, you agree to be bound by these Terms and
Conditions. If you do not agree, please do not use the website or services.

2. Services Offered
KGPAY.CO.IN provides the following services:
 Mobile, DTH, and Data Card Recharges
 BBPS (Bharat Bill Payment System) Bill Payments
 Credit Card Payment
 Education Fee Payment
 Domestic Money Transfer
 Booking For Air and Rail Tickets
 Other Related Digital Services

3. User Eligibility
You must be at least 18 years old and capable of entering into a binding agreement to use our
services.

4. Registration and Account Security
You may be required to register and provide accurate personal and banking information. You
are responsible for maintaining confidentiality of your account and for all activities under it.

5. Payment Terms
 All payments must be made in Indian Rupees (INR).
 We use secure payment gateways; however, the user assumes responsibility for all
transactions made through their account.

6. Service Availability
We strive for uninterrupted service, but we do not guarantee 100% uptime. Maintenance,
upgrades, or external factors may affect availability.

7. Prohibited Activities
Users must not:

 Use the site for illegal or fraudulent activities
 Attempt to gain unauthorized access
 Interfere with system integrity

8. Termination
We may suspend or terminate your access to services if you violate any terms or engage in
suspicious activity.

9. Limitation of Liability
Bankine Solutions is not liable for indirect, incidental, or consequential damages resulting
from service use or unavailability.

10. Governing Law
These Terms are governed by the laws of India. Any disputes will be handled in courts
located in Ahmedabad,Gujarat,India.